Shingle vs Tile Roof Cost: Which is Better for Your HOA?

When your HOA or condo community is budgeting for a roof replacement, one of the first decisions is whether to go with shingles or tile. Both have their pros and cons — and both can significantly impact your project cost, timeline, and long-term maintenance.

Here’s a complete guide to help HOA board members and property managers make an informed decision.

Cost Comparison: Shingle vs Tile Roofs

Shingle Roof Costs (2025)

• Average Price: $7.00 – $9.00 per square foot

• HOA Project Range: $70,000 – $90,000 per 10,000 sq. ft. building

• Warranty: 20–30 years (Manufacturer-backed)

Shingle roofs are typically more affordable upfront and faster to install. This makes them a popular choice for communities with many buildings that need replacement all at once.

Tile Roof Costs (2025)

• Average Price: $10.00 – $16.00 per square foot

• HOA Project Range: $100,000 – $160,000 per 10,000 sq. ft. building

• Warranty: 30–40 years (Manufacturer-backed)

Tile roofs are more expensive but offer superior durability and curb appeal. Many HOAs choose tile for its longer lifespan, which means fewer replacement projects over the decades.

Other Factors to Consider (Beyond Cost)

1. Appearance & Property Value

   • Shingles: Clean, modern look with many color options

   • Tile: Classic, upscale look that can raise curb appeal and resale value

2. Durability & Weather Resistance

   • Shingles: Hold up well but may require more repairs after hurricanes or heavy storms

   • Tile: More resistant to heat, wind, and sun exposure — great for South Florida’s climate

3. Weight & Structural Requirements

   • Tile is heavier and may require structural reinforcement before installation. This can add cost and permitting time.

   • Shingles are lighter and rarely require additional structural work.

4. Maintenance

   • Shingle roofs are easier and cheaper to repair.

   • Tile roofs can be more costly to maintain because broken tiles must be replaced carefully to avoid damage to surrounding ones.

   
   

Which is Better for Your HOA?

The best choice depends on:

• Budget: If your HOA needs to keep assessments lower, shingles may be the way to go.

• Longevity Goals: If your community wants fewer replacements over the next 30–40 years, tile may be the better investment.

• Aesthetic Standards: Some communities require tile to maintain architectural style and value.

Pro Tip: Always Get a Detailed Proposal

No matter which system you choose, make sure your contractor provides:

• Labor + material breakdown

• Rotten wood replacement policy

• Payment schedule (e.g., 40/40/20)

• Manufacturer-backed warranty details

At Jireh Roofing Contractor USA, Inc., we specialize in HOA and condo projects. We work building-by-building to minimize disruption with long-lastin warranties.

Shingle vs Tile Roof: HOA Comparison Table

Feature	Shingle Roof	Tile Roof
Average Cost (2025)	$6 – $9 per sq. ft.	$10 – $16 per sq. ft.
HOA Project Cost	$60k – $90k per 10,000 sq. ft.	$100k – $160k per 10,000 sq. ft.
Lifespan	20 – 30 years	30 – 40+ years
Appearance	Modern, versatile color options	Classic, upscale curb appeal
Durability	Good, but may need repairs after storms	Excellent wind, sun, and heat resistance
Weight	Lightweight — usually no structural changes needed	Heavy — may require reinforcement
Maintenance Cost	Lower, easy repairs	Higher — tile replacement is delicate
Installation Time	Faster (reduces labor cost)	Longer (more labor intensive)
Warranty	20–30 year manufacturer-backed	30–40 year manufacturer-backed

Final Thoughts

Choosing between shingle and tile roofs is a major financial decision for any HOA. While shingles offer a lower upfront cost, tile offers longer-term value and curb appeal. The right choice depends on your community’s goals, budget, and long-term maintenance plan.

Need expert guidance? Contact Jireh Roofing Contractor USA, Inc. for a free consultation and side-by-side cost comparison tailored to your HOA.